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Disclaimer

The information on this web site is provided free of charge for information purposes only without regard to any particular user’s circumstances, financial objectives, or means. It does not constitute advice to any person on any matter.

While we take reasonable care with regard to the accuracy of the contents of this website, we offer no assurances in their accuracy. Also, the information contained in the content of this website is as at the time of posting, and we offer no guarantee that it is complete or up-to-date when you view the content.

Testimonials and case studies are about other people’s experiences with our website, products and services and are for the purpose of examples only. Testimonials and case studies are not intended to represent or guarantee that current or future clients will achieve the same or similar outcomes, simply they reflect what is possible for illustrative purposes only.

You use this website at your own risk. The use of our information, products and services should be based on your own due diligence and you agree that Talk Payments Ltd and or partners are not liable for any success or failure of your business.

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Currencycloud Terms of Use: (https://www.currencycloud.com/legal/terms/)

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Cookie Policy​

This is the Cookie Policy for Talk Payments Ltd  accessible from www.talkpayments.com.

 

What Are Cookies

As is common practice with almost all professional websites this site uses cookies, which are tiny files that are downloaded to your computer, to improve your experience. This page describes what information they gather, how we use it and why we sometimes need to store these cookies. We will also share how you can prevent these cookies from being stored however this may downgrade or ‘break’ certain elements of the sites functionality. For more general information on cookies see the Wikipedia article on HTTP Cookies.

 

How We Use Cookies

We use cookies for a variety of reasons detailed below. Unfortunately in most cases there are no industry standard options for disabling cookies without completely disabling the functionality and features they add to this site. It is recommended that you leave on all cookies if you are not sure whether you need them or not in case they are used to provide a service that you use.

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Disabling Cookies

You can prevent the setting of cookies by adjusting the settings on your browser (see your browser Help for how to do this). Be aware that disabling cookies will affect the functionality of this and many other websites that you visit. Disabling cookies will usually result in also disabling certain functionality and features of the this site. Therefore it is recommended that you do not disable cookies.

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The Cookies We Set

Account related cookies

  • If you create an account with us then we will use cookies for the management of the signup process and general administration. These cookies will usually be deleted when you log out however in some cases they may remain afterwards to remember your site preferences when logged out.

 

Login related cookies

  • We use cookies when you are logged in so that we can remember this fact. This prevents you from having to log in every single time you visit a new page. These cookies are typically removed or cleared when you log out to ensure that you can only access restricted features and areas when logged in.

 

Forms related cookies

  • When you submit data to through a form such as those found on contact pages or comment forms cookies may be set to remember your user details for future correspondence.

 

Third Party Cookies

In some special cases we also use cookies provided by trusted third parties. The following section details which third party cookies you might encounter through this site.

  • From time to time we test new features and make subtle changes to the way that the site is delivered. When we are still testing new features these cookies may be used to ensure that you receive a consistent experience whilst on the site whilst ensuring we understand which optimisations our users appreciate the most.

 

More Information

Hopefully that has clarified things for you and as was previously mentioned if there is something that you aren’t sure whether you need or not it’s usually safer to leave cookies enabled in case it does interact with one of the features you use on our site.

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Privacy Policy​​

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At Talk Payments, we respect your privacy and are committed to protecting your personal data. This policy explains how we collect, use, and protect your information when you visit our website: https://www.talkpayments.com.

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1. Who We Are

Talk Payments is the data controller responsible for your personal data. If you have any questions, you can contact us at:
Email: info@talkpayments.com
Address: Woodgate House, 2-8 Games Road, Cockfosters, Herts, England, EN4 9HN​

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2. What Data We Collect

We may collect the following types of personal data:

  • Name and contact details (like email address)

  • Business or company name (if provided)

  • Information you submit via contact forms

  • Technical data (IP address, browser type, device info)

  • Usage data (how you use our website)

We do not collect special categories of personal data (e.g., health, political views).

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3. Why We Collect Your Data (Legal Basis)

Under the UK/EU GDPR, we process your data based on:

  • Consent – When you opt in to receive communications

  • Contract – To respond to enquiries or provide services

  • Legitimate interests – To improve our website and services

  • Legal obligation – If we’re required to comply with law
     

4. How We Use Your Data

We use your personal data to:

  • Respond to your enquiries

  • Provide our services

  • Send updates or marketing (if you opt in)

  • Improve our website performance and security
     

5. Sharing Your Data

We do not sell your personal data.
We may share data with trusted service providers (like web hosts, analytics, or CRM tools) under strict confidentiality and only when necessary.

 

6. Your Rights

Under GDPR, you have the right to:

  • Access your personal data

  • Correct inaccurate data

  • Request deletion (the “right to be forgotten”)

  • Restrict or object to processing

  • Withdraw consent at any time

  • File a complaint with a data protection authority

To exercise these rights, contact us at info@talkpayments.com.
 

7. How We Protect Your Data

We use technical and organisational measures to safeguard your personal data. All data is stored securely, and only authorized personnel have access.
 

8. Data Retention

We keep your personal data for a period of 5-years as required by law.
 

9. Third-Party Links

Our website may include links to other websites. We are not responsible for their content or privacy practices.
 

10. Changes to This Policy

We may update this policy from time to time. The latest version will always be posted on this page.
 

Contact

If you have any questions or requests about your personal data, please email us at:
info@talkpayments.com

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Copyright 2025. Talk Payments

 

The information on this web site is provided free of charge for information purposes only without regard to any particular user’s circumstances, financial objectives, or means. It does not constitute advice to any person on any matter.

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Payment and e-money services for Talk Payments Ltd are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: 1 Sheldon Square, London, W2 6TT, United Kingdom. The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199).

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For clients based in the European Economic Area, the issuance of e-money and the provision of related payment services for Talk Payments are provided by CurrencyCloud B.V. CurrencyCoud B.V. is registered with the Dutch Chamber of Commerce in the Netherlands under number 72186178. Registered office Mr. Treublaan 7, 1097 DP, Amsterdam, Netherlands. CurrencyCloud B.V. is licensed and regulated by De Nederlandsche Bank as an Electronic Money Institution (Relation Number: R142701).

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Payment services in the United States are provided by Visa Global Services Inc. (VGSI), a licensed money transmitter (NMLS ID 181032) in the states listed here https://usa.visa.com/legal/visa-global-services-licenses.html. VGSI is licensed as a money transmitter by the New York Department of Financial Services. Mailing address: 900 Metro Center Blvd, Mailstop 1Z, Foster City, CA 94404. VGSI is also a registered Money Services Business (“MSB”) with FinCEN and a registered Foreign MSB with FINTRAC. For live customer support contact VGSI at (888) 733-0041. 

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Currencycloud is not affiliated to Talk Payments Business Advisory and Corporate Finance services.

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