FCA Regulation – E-Money License
Payment services for Talk Payments Ltd are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ.
The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199)
EU Regulation – E-Money License
Payment services for Talk Paymenst Ltd are provided by CurrencyCloud B.V.. Registered in the Netherlands No. 72186178. Registered Office: Nieuwezijds Voorburgwal 296 - 298, Mindspace Nieuwezijds Office 001 Amsterdam. CurrencyCloud B.V. is authorised by the DNB under the Wet op het financieel toezicht to carry out the business of a electronic-money institution (Relation Number: R142701).
FinCEN Regulation
Payment Services for Talk Payments Ltd are provided by The Currency Cloud Inc. Registered Office: 104 5th Avenue, 20th Floor, New York , NY 10011. The Currency Cloud Inc are registered with FinCEN and authorized in 22 states to transmit money.
CFSB – Community Federal Savings Bank
In the US Currency Cloud operates in partnership with CFSB to facilitate payments in all 50 states.
CFSB fully owns the bank program and services are provided by The Currency Cloud Inc.
CFSB is registered with the Federal Deposit Insurance Corporation (FDIC Certificate# 57129)
Data Security
Our online platform has a number of implementations to provide you with bank grade levels of security.
Physical Security
Multiple high security Tier 4 Data Centres used by banks and other financial institutions.
Network Security
Firewalls are managed by dedicated staff and undergo regular third party penetration tests, to ensure our service is secure.
Encryption
All network traffic is encrypted and all sensitive customer data is also stored in an encrypted format.
DStrong Access Control
Uique ID’s for each individual and we require two step authentication for all access.